Terms of Service 

You are responsible for understanding and then implementing any strategies that you hear about on this site. We recommend that, before taking action, you consult with investment professionals who are familiar with your finances and who are licensed to practice in your state or province: lawyer, CPA, or other advisor. The Bible says, "In the multitude of counsellors there is safety" (Proverbs 11:14b). Play it safe.  Nothing on this website is to be construed or considered as legal, tax, or other professional advice.  This site is not licensed by any government agency. No one posting suggestions on this site does so as a government-licensed specialist. 

This site is explicitly Christian in orientation. Opinions expressed here are protected by the First Amendment of the Constitution: freedom of religion. This includes economic opinions. 

Welcome to UnderstandWebsites.com! The following Terms of Service apply to all content and services provided by Issachar Knowledge, LLC. By accessing or retrieving content from our website in any way, or by registering and using UnderstandWebsites.com services, you agree to the following terms of service. 

Acceptance 

Issachar Knowledge, LLC provides its content and services ("Service") to you, subject to the following Terms of Service ("TOS"). The TOS tell you what you can expect from the Service, and what Issachar Knowledge, LLC expects of you. Issachar Knowledge, LLC may amend the TOS at any time by posting an amended TOS on our website. The TOS may not be otherwise amended except in a writing signed by you and Issachar Knowledge, LLC. 

User Warranty 

You represent and warrant to Issachar Knowledge, LLC that you have full power, authority, and legal capacity to enter into this agreement and follow its obligations. 

Conditions of Use 

Issachar Knowledge, LLC services are made available for personal, non-commercial use only. You may not mirror, frame, or copy our web pages or our archive data on your web site, except using tools we provide, unaltered.  All editorial content and graphics on this site are protected by U.S. copyright and international treaties and may not be copied or re-used without the express written permission of Issachar Knowledge, LLC, which reserves all rights.  However, we encourage you to link to us if you find our content worth sharing. 

Certain Issachar Knowledge, LLC services require registration to create an account. If you choose to use those services, you may create at most one account. This account is for your personal use, and you may not share it with others. 

You agree that you will not: a. impersonate any person, including an Issachar Knowledge, LLC employee or agent on the Service; b. violate any local, state, or national law through or on the Service; c. harass people through or on the Service; d. collect or store data about other people using the Service; e. use any device, software or routine to interfere or attempt to interfere with the proper working of the Service; f. take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Service; g. use the Service in any manner other than as expressly authorized in the TOS; or h. reproduce, duplicate, copy, sell, resell, or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service. 

Ownership and Restrictions 

In the course of using our Service, you may provide us with information, including, without limitation, links, descriptions, and submission details (collectively, "Submitted Information"). By providing Issachar Knowledge, LLC with any such information, you grant Issachar Knowledge, LLC a perpetual, worldwide, universe-wide, non-exclusive license to use this submitted information, and you warrant that you have the right to grant such a license. Issachar Knowledge, LLC may assign this license at its sole discretion and it reserves the right to augment, alter, or delete this information at its sole discretion. 

Linked Content 

The links provided by our website that point to external sites on the internet are provided by us and our registered users, for the benefit of the internet and blogging community. These links point to sites over which we exercise no control. We reserve the right to present these links without screening or monitoring them. These links are provided without warranty of any kind, including but not limited to availability of the linked resources, suitability of their content for any particular purpose, correctness, or taste. 

Trademarks 

You may not use any trademarks, service marks or other protected marks of Issachar Knowledge, LLC without first obtaining written permission from Issachar Knowledge, LLC. However, you may use any Issachar Knowledge, LLC buttons designed to be incorporated into a web page to provide an HTML link to UnderstandWebsites.com.  If you use or mention UnderstandWebsites.com, please include an HTML link to our website. 

Privacy Policy 

Certain registration information and other information about you may be collected by Issachar Knowledge, LLC and through the Service. Issachar Knowledge, LLC’s use of this information is governed by our Privacy Policy, available at:  

Indemnity 

You will indemnify and hold Issachar Knowledge, LLC, and its subsidiaries, affiliates, officers, agents, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service, your violation of the TOS, or your violation of any rights of a third party.  

Liability Disclaimer 

Issachar Knowledge, LLC disclaims any and all responsibility or liability for the accuracy, content, completeness, legality, reliability, or operability or availability of information or material displayed by our website. Issachar Knowledge, LLC disclaims any responsibility for the deletion, failure to store, misdelivery, or untimely delivery of any information or material. Issachar Knowledge, LLC disclaims any responsibility for any harm resulting from downloading or accessing any information or material on the Internet through the SERVICES. 

No Warranty 

The SERVICES, and all materials, information, products and services included in the services are provided on an "as is" and "as available" basis, with no warranties whatsoever. Issachar Knowledge, LLC and its licensors expressly disclaim to the fullest extent permitted by law all express, implied, and statutory warranties, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary rights. Issachar Knowledge, LLC and its licensors disclaim any warranties regarding the security, reliability, timeliness, and performance of SERVICES.  Issachar Knowledge, LLC and its licensors disclaim any warranties for any information or advice obtained through the SERVICES.  Issachar Knowledge, LLC and its licensors disclaim any warranties for services or goods or information or advice received through or advertised on the SERVICES or received through any links provided by the SERVICES.  

You understand and agree that you download or otherwise obtain material or data through the use of the SERVICES at your own discretion and risk and that you will be solely responsible for any damages to your computer system or loss of data that results from the download of such material or data.  

Some states or other jurisdictions do not allow the exclusion of implied warranties, so the above exclusions may not apply to you. You may also have other rights that vary from state to state and jurisdiction to jurisdiction.  

Limitation of Liability 

Under no circumstances shall Issachar Knowledge, LLC or its licensors be liable to any user on account of that user's use or misuse of or reliance on the SERVICES. Such limitation of liability shall apply to prevent recovery of direct, indirect, incidental, consequential, special, exemplary, and punitive damages whether such claim is based on warranty, contract, tort (including negligence), or otherwise, (even if Issachar Knowledge, LLC or its licensors have been advised of the possibility of such damages). Such limitation of liability shall apply whether the damages arise from use or misuse of and reliance on the Issachar Knowledge, LLC services, from inability to use the SERVICES, or from the interruption, suspension, or termination of the SERVICES (including such damages incurred by third parties). This limitation shall also apply with respect to damages incurred by reason of other services or goods received through or advertised on the SERVICES or received through any links provided in the SERVICES, as well as by reason of any information or advice received through or advertised on the SERVICES or received through any links provided in the SERVICES. This limitation shall also apply, without limitation, to the costs of procurement of substitute goods or services, lost profits, or lost data. Such limitation shall further apply with respect to the performance or non-performance of the Issachar Knowledge, LLC SERVICES or any information or merchandise that appears on, or is linked or related in any way to, the SERVICES. Such limitation shall apply notwithstanding any failure of essential purpose of any limited remedy and to the fullest extent permitted by law.  

Some states or other jurisdictions do not allow the exclusion or limitation of liability for incidental or consequential damages, so the above limitations and exclusions may not apply to you.  

Without limiting the foregoing, under no circumstances shall Issachar Knowledge, LLC or its licensors be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning. 

General Information 

No additional notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right to notice is waived as a condition for permission to view or interact with the website.   

Issachar Knowledge, LLC may provide notices to you pursuant to the TOS through email, regular mail, or by displaying conspicuous notices or links to notices to you on the Service. The TOS constitutes the entire agreement between you and Issachar Knowledge, LLC and governs your use of the Service, superseding any prior agreements between you and Issachar Knowledge, LLC. You also may be subject to additional terms and conditions that may apply when you use other Issachar Knowledge, LLC products or services. The TOS and the relationship between you and Issachar Knowledge, LLC will be governed by the laws of the State of Nevada. You consent to the jurisdiction of the state and federal courts located in Reno, Nevada. The failure of Issachar Knowledge, LLC to exercise or enforce any right or provision of the TOS will not constitute a waiver of the right or provision. If any provision of the TOS is found to be invalid, the other provisions of the TOS will remain in full force and effect. Any claim or cause of action arising out of or related to use of the Service or the TOS must be filed within one (1) year after the claim or cause of action arose or be forever barred.  

Arbitration 

As part of the consideration that the Website requires for viewing, using or interacting with this website, Visitor agrees to use binding arbitration for any claim, dispute, or controversy ("CLAIM") of any kind (whether in contract, tort or otherwise) arising out of or relating to this purchase, this product, including solicitation issues, privacy issues, and terms of use issues.  

Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Hearing will take place in the city or county of the Seller. 

In no case shall the viewer, visitor, member, subscriber or customer have the right to go to court or have a jury trial. Viewer, visitor, member, subscriber or customer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator's decision will be final and binding with limited rights of appeal. The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.